I appear in the November 2013 issue of Personal Money in an article featuring bankruptcy. The article examines a bankrupt’s rights and obligations and how to get out of debt.

It is an interesting article and it features views and commentary from three lawyers, an officer from the Malaysia Department of Insolvency (MDI) and a representative from the Credit Counseling and Debt Management Agency (AKPK). With 113,133 bankrupts recorded by the MDI, the number of bankrupts has been steadily rising over the past few years.